car accidentRecently I was in a car accident. I was hit from behind while driving down a city street. I was not injured, however, my wife had some residual effects from the accident that effected more than just her. My wife and two little children were in the car with me. My son is 3 and my daughter is 6 weeks old. Everything and every one seemed fine immediately after the accident. It wasn't until later that night and the next day that my wife found that her breast milk was drying up. And within 48 hours, it was completely gone. So my daughter had to be formula feed from then on. Our baby plan was to breast feed for 1 year, since breast milk is the most healthy thing for your child. That was taken away in a moment. We didn't know what to do about it. The attorneys at were able to help me get some clarity on what to think about.

There was more to think about than just breast milk drying up. The lack of nutrition to my child can never be accurately measured. And the long term ramifications of a car accident on small children's bodies that are just beginning to develop, is something you will not know until many years later. I don't take law suits lightly. But the right decision was to start a claim in order to put some money aside for the possibility of medical needs down the road.

The professionalism and knowledge of the Modesto injury Lawyers was a big help. They took our case on with complete concern a dedication to my children's best interests. They also made us feel better about everything by telling us that we will not pay anything unless they win. And even at that, they only asked for 15% of the winning instead of the industry standard 33%.

If you are contemplating what to do because of an injury you have accrued either by an car accident like me, or if you were injured in a work related accident, etc. then call someone about it and get some legal advice. At least you will have all the answers you need to make an informed decision. Lawyers can be a wealth of knowledge. Know what to do before you do something.

homes for sale
After the collapse of the economy, housing prices plummeted as we all know. However, something good did come out of it. With housing prices low, first time home buyers are now able to purchase homes that they once only dreamed about. I myself live in Modesto Ca, and was looking to buy a home in the Modesto Real Estate market back in 2006. The problem was a single family home that was 2300 square feet was on average ruffly $450,000. My income was good. But not that good. I needed a home around the 200K mark. But 200K got you a home only in the parts of town I did not want to live in.

How was I supposed to buy a home in Modesto Ca? The fact was, I couldn't. So I rented for years. But in 2011 the housing market had hit it's low. So I started looking around again. Now, $200,000 got you a wide variety of homes for sale in Modesto Ca. I could almost pick my neighborhood and pick my size and age of a home. I purchased a home in a brand new neighborhood that looked like it was never lived in. 4 bedroom, 3 bath house with 2350 square feet of living space for $204,000.

Right around that time, the housing market seems to have taken it's turn upwards. Real estate in Modesto Ca started increasing in value by as much as $6,000 per month. This brought a whole new benefit to first time home buyers. Some may not know this, but when you buy a home and put less than 20% down, the mortgage companies put "private mortgage insurance" (PMI) on the loan. this increases your house payment usually around $200 per month. That PMI payment does not go towards the principal value. But within 2 years of owning our home, the value had increase over that 20% mark. So home owners can refinance their homes and get that extra amount on your mortgage removed. Now if you keep making the same payments you have been use to, you can cut your loan pay off time down by approximately 8 years.

So in reality, the economy decline did at least one good thing for many young people out there. Now is still the right time to make the decision to buy a home. The once thought, "a good investment is real estate" is back. It is time to make a smart investment.